It began its operation on 01/01/15 with the formation of an insurance pension for all working citizens. A second pension for military personnel after 60 years of age is the most pressing problem, because the standard of living of pensioners after retirement depends on its solution.
The new Federal Law on the insurance part of pensions affected all segments of the population, including military personnel. The mention of this category of citizens may cause confusion.
What kind of insurance savings can we talk about if their status belongs to the Ministry of Defense, which calculates military pensions according to its own standards and from its own funds?
Indeed, career military personnel receive a pension benefit after dismissal from the ranks of the Republic of Armenia due to age on the basis of the Federal Law of the Russian Federation of 2001, which regulates the assignment of pensions for military personnel based on length of service.
All employees of the structures who served in Armed Forces, in the penitentiary service, in the drug control authorities, have the right to a long-service pension through their department.
The length of service requires at least 20 years of experience. If this number of years is not reached, then upon dismissal at 45 years of age, calculation is allowed based on 25 years of total experience, with at least half of the term must be spent in service in the army or law enforcement agencies.
The calculation of pension benefits for military personnel is carried out taking into account special standards:
- Availability of official title at the time of dismissal.
- Availability of additional payments for rank.
- Availability of bonuses for length of service.
When calculating pension cash, all additional payments and allowances are summed up and multiplied by a coefficient, which in 2016. has a value of 0.56.
In terms of ensuring a decent living in old age, some military personnel are in an advantageous position, since they have the opportunity to earn a second pension by becoming a civilian worker.
After leaving the army due to length of service, a serviceman, being at the very peak of working age - 45 years old, does not want to become a pensioner in the literal sense of the word, and the size of his pension leaves much to be desired. Therefore, career military personnel, having changed their uniforms to civilian clothes, go to get a job.
Qualified personnel, which they are, are usually valued in civilian life, so sooner or later military personnel find employment. When officially employed, the employer must ask the employee to provide the number of the insurance certificate, since he is obliged to make monthly contributions to the Pension Fund for it.
It's time for the former military man to head to the territorial pension fund to register and issue his own insurance certificate.
The main requirement when registering with a Pension Fund: availability of a military pension. Upon registration, a citizen receives SNILS - an insurance certificate, and from that moment the countdown of insurance savings for the second pension begins. All rights to pension benefits for a former military personnel will be formed in the same way as for civilian employees.
In order to ensure that the accumulation of the insurance portion begins, it is necessary to comply with certain legal requirements:
- Pensioner age: 55 are women, 60 are men. But there are some circumstances that allow you to receive a civil pension ahead of schedule reaching this age limit, for example, if the pensioner’s work experience includes a period of work in the Far North.
- Availability minimum size insurance work experience– 6 years in 2016. In the future, it will change upward every year: up to 15 years in 2024. Years of military service are not taken into account here, since this time is already taken into account when calculating a serviceman’s pension.
- Having a minimum accumulated points (IPC). It depends entirely on monthly contributions to the Pension Fund from the citizen’s place of work. The minimum amount of points established by law as of 01/01/15 was 6.6. In 2016 it increased to 9, and by 2024 it should reach 30.
- An employer who hires a former military man must make monthly contributions to the Pension Fund for the employee.
In order not to run around or call the Pension Fund on every issue, it makes sense for pensioners to register on the official website of the Pension Fund of the Russian Federation, where all information about the movement of funds towards the insurance part of the pensioner will be reflected in his personal account.
On the prospects for receiving a civil pension in 2016-2017.
Until the end of 2015, pensioners born in 1967 and younger had to make a choice between pension options: transferring funds only to the insurance part or distributing them between the insurance and cumulative parts.
From 01/01/16, the formation of the second pension of the former military personnel began, if before the end of 2015. conditions were met:
- Inclusion in the state co-financing program meant monthly deposits of funds into your account, which were doubled by government transfers.
- Payment of insurance funds from 2002 to 2004. men born 1953-1966, women born 1957-1966 from civilian jobs.
- Direction of funds maternity capital to increase pension.
The presence of at least one point of requirements in the serviceman’s biography means that insurance under the new rules in relation to him has already begun with 01.01.16.
To officially register a second pension, a former serviceman must provide the following documents to the Pension Fund:
- confirmation of dismissal from the structure based on length of service;
- indication of periods of service before dismissal;
- a certificate confirming the appointment of a military pension indicating the date;
- for pensioners who worked at civilian enterprises before 01/01/02: it is necessary to provide documents on the average salary for 60 consecutive months.
The new rules for calculating pension payments contain the legislative framework on the basic standards for accumulating and receiving pensions. But each person is a separate individual case that requires detailed consideration when assigning a second pension.
To resolve all questions regarding the new calculation rules, it is appropriate to contact the pension fund.
Recently, military pensioners have received the right, in addition to the pension assigned “through” the Ministry of Internal Affairs, the FSB and other law enforcement agencies, to receive a regular insurance pension old age (hereinafter also referred to as SPPS), that is, ultimately, receive two pensions at once.
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What requirements are imposed in this case and are there any restrictions? More on all this and more below.
Definitions
A military pensioner is a citizen of the Russian Federation who receives pension payments for long service or disability from the Ministry of Defense, the Ministry of Internal Affairs, the FSB or another law enforcement agency.
SPPS is a cash payment made by the Pension Fund on a monthly basis to a person entitled to it in accordance with Federal Law 400 of December 28, 2013 “On Insurance...” (hereinafter referred to as Federal Law No. 400).
Fixed payment - an additional payment to the main part of the SPPS, assigned to all categories of pensioners, except for those specified in Part 1 of Art. 16 Federal Law No. 400.
Basic information
Pensions for military personnel and employees of law enforcement agencies are assigned according to the rules established in the Law of February 12. 1993 No. 4468-1 “On pensions...”. The rules of this Law differ from those provided for by Federal Law No. 400.
Despite the fact that military personnel retire earlier, when working after retirement they acquire the right to a regular “civilian pension” without losing the rights to a “military” one. To make this possible, it is necessary to comply with standard conditions for length of service, the number of pension points, etc.
Legislation
The main regulatory regulator of the procedure and conditions for paying the insurance part of pensions to military pensioners is Federal Law No. 400.
The procedure for maintaining personalized records of persons insured in the OPS system is specified in 27-FZ of April 1, 1996 “On Individual...”.
Possibility of obtaining
Previously, law enforcement officers were entitled to only one pension.
Everything changed when a certain military pensioner V.V. Naumchik filed a complaint with the Constitutional Court of the Russian Federation complaining about the unjustified refusal of the Pension Fund to return to him the insurance premiums paid by the employer according to the employment contract (Naumchik, in addition military service, worked in civilian life for a long time).
18 members of the Constitutional Court, headed by Chairman Zorkin, granted the applicant’s request.
The result was the adoption of 156-FZ of July 22, 2008 “On Amendments...”. 3 days later, on July 25 of the same year, the law came into legal force. This day can be considered the day when military pensioners were officially given the right to receive two pensions at once - “military” and “civilian”.
Conditions of appointment
According to the Pension Fund website, as of 2017, the following conditions apply for assigning a “civilian” pension to a military pensioner:
- presence of registration in the OPS system, that is, the presence of SNILS and OPS certificate, otherwise the employer will not be able to pay insurance premiums the Pension Fund of the Russian Federation, accordingly, will not have the right to appoint an SPPS;
- according to Part 1 of Art. 8 Federal Law No. 400, a pensioner must reach 60 years of age (for men) or 55 years of age (for women);
- work experience, according to Part 2 of Art. 8 Federal Law No. 400 – at least 15 years (see note below);
- the number of pension points is at least 30 (see note below).
Note. According to Art. 35 Federal Law No. 400, the minimum length of service in 2015 was 6 years, and will then increase by one year until it reaches 15 years by 2024, after which the increase will stop.
The same applies to pension points. To be eligible for SPPS in 2015, you needed a score of 6.6. With each subsequent year, the minimum required coefficient will increase by 2.4 until it reaches 30.
Visual information is in the table below:
Rules for registering the insurance part of pensions for military pensioners
Here are the design rules:
- checking compliance with conditions regarding length of service, number of pension points, age, etc.;
- collection necessary documents(list below);
- choosing a method for submitting an application for the appointment of an SPPS;
- waiting for the Pension Fund to review the application and accompanying documents (as a rule, the review period is no more than 10 days).
Ready. The pension will be assigned from the day the military pensioner applies for it (Part 1, Article 22 of Federal Law No. 400). The applicant also has the right to choose the method of delivery of the pension in accordance with the provisions of Part 13 of Art. 21 Federal Law No. 400.
Package of documents
According to information from the official website of the Pension Fund of Russia, to assign an SPPS, a military pensioner must contact the local branch of the Pension Fund of the Russian Federation at the place of residence or registration, collecting a package of the following documentation:
- general passport;
- OPS certificate;
- certificate from the law enforcement agency providing pensions (Ministry of Internal Affairs, FSB, etc.) (the certificate must contain information from what date the applicant receives pension payments “through” the law enforcement agency, time periods of service, work or other type of activity taken into account when establishing pension accruals for long service or disability);
- documentation certifying the number of years of “civilian” experience.
Note. If a military pensioner has civilian experience before 2002, he can provide documents certifying his average monthly income for any 5 consecutive years before January 1. 2002.
Nuances
Here are some nuances of assigning the insurance part of a pension to military pensioners:
- in accordance with Part 1 of Art. 16 Federal Law No. 400, a fixed payment to the SPPS, which almost all “civilian” pensioners receive, is not provided to military pensioners (as of 2017, such a fixed bonus is 4805.11 rubles);
- Requirements for work experience are established for the year a citizen achieves retirement age, and not for the year of applying for a pension.
Example:
A military pensioner reached the age of 60 in 2017 and decided to apply for SPPS. The minimum length of service for appointment in 2017 is 8 years. A military man is 1 year short – he has 7 years of experience in total.
The solution is to work for another year in civilian life, so that the length of service becomes 8 years. And despite the fact that in 2020 you will need 9 years of experience, a military pensioner will be assigned an SPPS.
Calculation rules
Since military pensioners are assigned an insurance pension without a fixed bonus, the formula for calculation will be as follows:
- Pension amount = OSPB * SOPB, where:
- OSPB – total amount of pension points;
- SOPB - the cost of one penny. points (in 2017 – 78.58 rubles).
OSPB depends on:
- amount pence points calculated before January 1, 2015;
- amounts of points awarded after January 1, 2015;
- increase coefficient, which is applied when deferring application for SPPS.
Is it possible to calculate it yourself?
It is almost impossible to calculate it yourself - after all, to do this, you need to adjust the total amount of pension points every year and sum them up. In addition, the Pension Fund, when applying to the applicant, takes into account other subtleties that are difficult to take into account when making an independent calculation.
However, the Pension Calculator service has now been launched on the official website of the Pension Fund of Russia, allowing you to calculate the size of your future pension. The calculator is not applicable only for military pensioners who have no “civilian” experience at all, but for other people it is completely applicable.
Remember that the calculator calculates a pension for military personnel, already adding a fixed bonus to it, therefore, after making the calculation, 4805.11 rubles should be subtracted from the result obtained (in 2017).
Sample
The police officer left the service in 2001, after which he began working under a civilian employment contract. In 2017, he turned 60 years old, which makes him eligible to receive SPPS.
Insurance experience – 9 years. In 2017, a minimum of 8 years is required, that is, the requirement is satisfied. The average salary is 24,000 rubles; a total of 414,720 rubles were transferred to the Pension Fund.
Let's calculate the average annual contributions to the Pension Fund:
- 414720 / 9 = 46080 rubles.
According to the PFR website, the maximum salary subject to insurance contributions, before deduction of personal income tax, is 73,000 rubles per month, or 876,000 rubles per year.
Multiplying 876,000 by 0.16 (16% - this is exactly how much goes to the funded and insurance parts of the pension, the remaining 6% - to the solidary part of the pension budget). We receive 140,160 rubles.
It is not uncommon to meet a military pensioner who is forty years old. Full of energy and strength, military pensioners, as a rule, do not sit at home, but continue to work “in civilian life.” At the same time, employers regularly transfer insurance contributions to the Pension Fund for them. For a long time, former military personnel did not have the right to a civilian pension, although many had significant civil service and their contributions were paid in a disciplined manner.
Injustice has been corrected Federal law No. 156-FZ of July 22, 2008, which gave military pensioners the right, subject to certain conditions, to receive a second (civilian) pension.
Civil pension for military pensioners - who is entitled
Not every military pensioner can receive a second (civilian) pension. To do this, certain conditions must be met:
Pension age
A military retiree must reach for civilians. In 2018 this is 60 years old for men and 55 years old for women
The length of service required to grant a second pension
In 2018, the minimum length of service required to assign a second pension is 9 years old. We are, naturally, talking about length of service that is not taken into account when assigning a military pension. Every year, the minimum length of service required to grant a pension will increase by one year until it reaches 15 years in 2024.
In connection with the annual increase in the requirement for the required length of service, many military personnel have a question: how to “keep up” with the length of service if, say, upon reaching 60 years of age in 2018, one year is missing from the required experience (9 years)?
We hasten to reassure you - you won’t have to “chase” the minimum experience. If, for example, a military pensioner turned 60 years old in 2018, and he only accumulated 8 years of civil service (with the requirement of 9 years), then next year (2019) he will not be required to have 10 years of service in order to receive a civil pension. For him, the required length of service will be fixed at 9 years – i.e. at the time of the occurrence of the insured event for him. Thus, in 2019, having worked the missing year, he will be able to safely apply for a second pension from the Pension Fund.
Number of pension points for assigning a pension to a military pensioner
In 2018, to acquire the right to a second pension, a military pensioner must “present” the minimum required number of pension points - 13,8 . Many people have a reasonable question: how to earn these points? The calculation is not complicated - working for one year with an official salary within (approximately) limits of one person earns one pension point.
It should be borne in mind that every year the requirement for the number of pension coefficients required to assign a pension becomes more stringent. The minimum required number of points will increase annually (+2.4 points per year) until it reaches 30 points in 2025.
| Minimum amount of pension points (by year) | |
|---|---|
| 2018 | 13.8 |
| 2019 | 16.2 |
| 2020 | 18.6 |
| 2021 | 21 |
| 2022 | 23.4 |
| 2023 | 25.8 |
| 2024 | 28.2 |
| 2025 | 30 |
The size of the civil pension of a military pensioner
Calculating the amount of a military pensioner’s second pension is similar to calculating the amount of an old-age pension. The number of pension points earned is multiplied by the value of the pension point. In 2018, the cost of one pension point = 81.57 rubles.
A significant difference between calculating the size of a military pensioner’s civil pension and an old-age pension is that military pensioners do not receive a fixed payment towards their pension. As the name suggests, this amount is fixed. It is indexed annually. All recipients of old-age pensions receive it (as part of a pension) ... but not military personnel. The size of the fixed pension payment in 2018 = 4,982.9 rubles.
Where to apply for a second pension
The second (civil) pension for a military pensioner is assigned by the Pension Fund of Russia (PFR). It is to the division of this organization (at your place of residence) that you must apply for a second pension. You can find out the address of the location of the desired PFR unit at – es.pfrf.ru
Documents for assigning a civil pension
To assign a pension you will need:
– document proving identity, place of residence, age, citizenship;
– a certificate of the established form from the body making pension payments through the law enforcement department on the date of assignment of the pension, periods of service taken into account when determining the amount of the long-service pension;
– documents confirming information about the insurance period (work book, employment contract, etc.). These documents will be required only for periods of work before registration in the compulsory pension insurance system (assignment of SNILS). Information after registration is already in the Pension Fund database.
In some cases, other documents may be required. For example, documents confirming a change of name, a certificate of participation in the liquidation of the consequences of the Chernobyl disaster, etc.
Annual recalculation of the civil pension of a military pensioner
If a military pensioner, after the appointment of a second pension, continues labor activity, then his pension is subject to . The increase in pension as a result of recalculation is limited to 3 pension points. Thus, in 2018 (pension point value = 81.57 rubles), the increase in pension for working pensioners cannot exceed 244.7 rubles.
Article navigationIt should also be taken into account that the procedure for calculating the second payment to military pensioners involves excluding the following periods:
- service, work and other periods of work taken into account when determining the amount of a military pension for long service;
- service that occurred before the disability payment was awarded.
Indexation of insurance pension provision
The second pension for the military, like that assigned to ordinary citizens, is subject to the state. The size of the increase is set at the rate of inflation of the previous year in accordance with clause 10, art. 18 law “About insurance pensions”.
In 2019 insurance payments were indexed by 7.05% - this increase exceeds the inflation of the previous year. In addition, the indexation itself has been moved from February 1st to January 1st. The cost of the IPC is currently 87.24 rubles.
A further increase in the second pension for military personnel () may occur in August of this year and it will be associated with an increase for those pensioners who worked last year. The time for such recalculation is August 1. But do not forget that the maximum increase in in this case will limited to three points, expressed in monetary terms.
When should you apply for a civil pension?
Military pensioners can apply for at any time without any time limit, but not before the emergence of the right at her.
It should be remembered that the right to a second payment arises if all requirements for assigning an insurance pension are met. In 2019 The general requirements are as follows:
- reaching the age of 60.5 years for men and 55.5 years for women;
- the minimum insurance period not taken into account when assigning a military pension must be 10 years;
- the minimum sum of individual points must be 16.2;
- the fact of granting a pension through the law enforcement agencies.
The general procedure for applying for an insurance pension, which is also applicable in this case, involves a written request for payment.
According to paragraph 1, art. 22 Federal Law No. 400 “About insurance pensions” civil payment is assigned from the day you apply for it provided that the right arises by that time.
In order not to miss the appointment of the second pension, documents can be submitted earlier than the date of entitlement to it, but no more than a month before the age of sixty.
Where to apply for a civil pension?
The civil pension should to territorial administration Pension Fund RF:
- at the place of registration;
- at the place of stay (in the absence of a place of residence confirmed by registration);
- at the place of actual residence (in the absence of a registered place of residence and place of stay in our country).
Appeal for the second pension provision is strictly declarative in nature, that is, it must be issued in the form of a written notification.
You can apply in several ways:
- independently or through a legal representative to the client service of the PFR district office;
- through your employer's HR department;
- by sending the necessary documents by mail;
- personally or through a representative by contacting MFC specialists.
In addition, recently it has become increasingly popular new way submission of documents in electronic form. This can be done using a system on the Internet such as the Unified Portal public services. This will require preliminary registration in the system, but in the future the ability to use the portal will save wasted effort and time.
What documents are needed to apply for a second pension for a military pensioner?
To apply in writing for a second pension, a military pensioner will need to prepare. The general requirements for them are practically no different from the rules for submitting the necessary papers for an ordinary citizen.
TO mandatory documents when assigning the second payment, the following apply:
- passport (or other registration document);
- insurance certificate (SNILS);
- a document confirming the fact of assignment of a military pension;
- work book;
- certificates of length of service not recorded in the work book before the date of registration (from the employer, and in case of its liquidation from the archive);
- salary certificate for 60 consecutive months of employment (if there are periods of work before 2002);
- information about the presence of dependents (children under 18 years of age, and if they are full-time students, this age is extended to 23 years of age).
In addition, due to certain circumstances, military retirees may need to additional documents, For example:
- documents confirming the change of surname (or other personal data);
- data on the presence of disability (extract from the expert commission’s conclusion indicating the validity period);
- preferential clarifying certificates indicating the special nature of the work performed, in the presence of preferential length of service;
- documents confirming the identity of the legal representative, if the application is submitted through him.
The procedure for receiving a second pension payment for military personnel upon reaching 60 years of age
Delivery second accrued pension payment military personnel are carried out according to general rules for the current month. A military pensioner chooses the method of receiving a pension independently when submitting a written application for appointment.
Among them are the following:
- Russian Post (at the cash desk of the institution itself or received at home);
- bank (at the cash desk of one of the bank branches or making a payment to a bank card)
- an organization engaged in the delivery of pensions (a complete list of such institutions is available from the Pension Fund specialists and is presented to the military pensioner when choosing this method; here you can also arrange a payment at the organization’s cash desk or at home).
It should be remembered that once selected method of obtaining insurance coverage you can always change in case of inconvenience after the expiration of time. To do this, the serviceman will need to re-apply to the PFR district office at the location of his payment file and submit an application to change the delivery method.
The assignment of pensions for military personnel is carried out in a special manner and is regulated by separate regulations. However, military personnel do not always associate themselves with the army or other law enforcement agencies throughout their lives. After retirement, a military pensioner often continues to work in civilian life and, accordingly, is included in the pension insurance system. In this case, he may be entitled to a second pension. Let's consider who, under what conditions, can be assigned a civil pension for military pensioners after 60 years of age.
Legal basis and conditions for assigning a second pension to military personnel
The procedure for assigning pensions “on a general basis” is determined by Law No. 400-FZ “On Insurance Pensions” dated December 28, 2013. A military pensioner who wishes to receive a second pension is also subject to the requirements of this regulatory act. The conditions for assigning a pension payment will be as follows:
- Reaching the legal age. Today it is 60 years for men and 55 years for women (Clause 1, Article 8 of Law No. 400-FZ). For certain categories of citizens, this age can be reduced (Articles 30,31,32 of Law No. 400-FZ). First of all, we are talking about those who worked in special conditions (harmful or dangerous, in the navy, aviation, in the Far North, etc.). Also the right to early retirement have mothers with many children and are disabled.
- Having an insurance period of at least the established minimum. The required length of service depends on the year in which the pension is awarded. For 2018, the minimum is 9 years. In the future, this indicator will increase by 1 year annually until it reaches 15 years in 2024. (Appendix 3 to Law No. 400-FZ). In this case, only the “civilian” insurance period is taken into account, which does not include the period of military service for which the pension has already been assigned.
- It is necessary to have an individual pension coefficient in points not lower than the established minimum for the year of retirement. In 2018 this is 13.8 points. The minimum value of the coefficient will increase annually by 2.4 points until it reaches 30 points by 2025 (Clause 3, Article 35 of Law No. 400-FZ).
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The procedure for calculating pensions
Additional pension for military pensioners after 60 years of age is calculated in accordance with Art. 15 of Law No. 400-FZ. The formula for calculation is as follows:
P = IPK x C,
Where IPC is the individual pension coefficient (in points), determined on the basis of length of service and insurance contributions transferred by employers;
C – the cost of one point on the day the pension is assigned; this value is regularly indexed for 2018. is 81.49 rubles. (Article 5 of the law of December 28, 2017 N 420-FZ).
It should be noted that military pensioners do not receive a fixed payment to their insurance pension (Clause 1, Article 16 of Law No. 400-FZ). Those. their “civilian” pension depends entirely on their length of service and salary.
The procedure for assigning an insurance pension for military personnel
A military pensioner can apply for a second pension at any time after the right to receive it arises. If by the age of retirement (60 years or less for preferential categories) the required minimum of length of service and points has already been achieved, then you can apply for a pension immediately after your birthday. Otherwise, a pensioner who wants to receive two pensions must continue working after this age until the required parameters are achieved.
The list of main required documents includes:
- Passport (or other identification document).
- Pension insurance certificate (SNILS).
- Work book.
- A document confirming the assignment of a military pension.
- If there is work experience not recorded in the work book, confirming certificates from employers or from the archive.
- If the length of service includes periods of work before 2002, then you must provide a salary certificate for 60 consecutive months.
Also, if necessary, the following documents may be required:
- Information about dependents (children under 18 years of age, if children are full-time students - up to 24 years of age).
- Certificates confirming the length of service, which gives the right to a preferential procedure for assigning a pension.
- Documents reflecting the change of personal data.
- Documents confirming incapacity for work.
- When applying through a representative, documents confirming his identity and the right to act on behalf of the applicant.
